One of the most frequent questions I get asked – after "When is your next big trip?" – is how I can afford to travel so often. It can be tough to make ends meet, even with a fixed income. For a lot of people, the idea of saving up for a trip means making lifestyle sacrifices. It means going out for supper less, going to less movies, and spending less time out on the town.
For other people – especially younger people who are already struggling financially – this isn't even an option. They already make sacrifices to make ends meet. For a lot of today's youth, buying weekly groceries simply isn't possible. Telling them to spend less on luxury items isn't going to help them, since they already can't afford basic necessities. Not buying a $5 coffee every day isn't going to solve their problems, since they can't afford a $5 coffee to begin with.
I know this because I'm one of these people. I struggle to make ends meet, but I'm doing a lot better now than when I was fully employed. I can afford rent, go out for food once or twice a week, and I have a little bit extra to spend at the end of the month. This article isn't meant to tell people how if they just stop buying avocados they can afford a house in five years. This is a legitimate article about how to save money to travel the world. So, how do you do it?
1. Sell Your Stuff
My friends over at Sell All Your Stuff have some great advice on selling your stuff and living a minimalistic lifestyle. To quote them, who in turn quoted a movie, "The things you own ends up owning you". Are you living a life worth living, or are you living a life to pay bills?
For those who follow me on social media, you'll know my tire blew on my car a few weeks ago. I put it on my credit card, but it still cost $400, which was $400 I don't have. For the next foreseeable future, all my extra money is going towards my new wheels.
If I use the idea of selling my stuff to make extra money, I can easily make $400. For example, I have rows upon rows of PlayStation 1 and PlayStation 2 games. I have Final Fantasy 1 through to 12, I have Chrono Cross, Chrono Trigger, Spiderman, and about a half dozen other games. The thing is, I haven't touched them in over a decade. Sony will never support those games again, and I will never play them again. So why do I keep them? I can sell them for $5 a game and make anywhere from $50 - $70, just off them alone. I could sell the consoles too, which I could get $50 or more for as well.
I'm in the same position with books. I used to be a huge Lemony Snicket fan, so I have all 13 of the Series of Unfortunate Events book, plus The Unauthorized Autobiography. I'm never going to read them again, but maybe somebody else will. I could sell the whole collection for $30 or more and free up some space on my bookshelf. (And let's not even get started on my Stephen King collection.)
(And yes, it does bug me that The Vile Village is a softcover while all the others are hardcover.)
I also have a very large collection of plates in my cupboard. In fact, I have thirty plates in my cupboard. I don't need thirty plates. I need five plates. My plates go from my sink to my drying rack and back again. There are about two dozen plates in my cupboard I will never use and I wouldn't miss if I sold them.
It isn't much, but if I sold the above items, I would not only pay off my tires, but free up some space around my apartment too.
2. Sell Your Extra Money
If you travelled before, you probably have extra money left over from a past trip. I collect coins and bills, so I have binders full of them. Over the years, I've been strapped for cash and I've had to resort to parting with a bill or two to make ends meet. Two of the biggest I had to sell were my €100 and £50 bills I got when I went to Europe in 2011. Those alone gave me $240. It was tough to do, but got me through until the next pay cheque.
I only had one of each of those bills, but I have duplicates of other bills just laying around. For example, I have three $500 Hong Kong bills. If I sell two of them, I can make about $180. That's $180 I have sitting in a binder, that I look at maybe twice a year.
These are more extreme examples, but if you have some American money in your wallet, you can sell that for a bit more than its face value. $20 USD will get you $25 CAD, which may not seem like much, but it's worth more than having unusable currency in your wallet. Even spare change can make you some extra money. I have extra change from my time in Japan, Ukraine, Poland, Western Europe and the UK. I could easily sell that for a profit at the bank. Right now they're laying in plastic bags and Tupperware containers in a box in my closet.
3. Travel Smart, Travel Cheap and Travel Long-Term
The most expensive part of any trip is getting to that location. Regardless of it being a six-hour drive or a six-hour flight the bulk of your budget is going to be chewed up by travel costs. Thankfully, there's a few ways to work around this.
The first is to travel out of season. The Eiffel Tower is still beautiful in the spring, and the sands of Cancun are still soft in October. You won't see as many tourists and you might not have the same experiences, but you're still going to get to where you want to be. On my first trip to Europe, I went in March, and while the weather wasn't perfect, it was alright. Some nights were cold, it rained in London and Amsterdam, was foggy in St. Goar and was dreary in Innsbruck. But, by going in March instead of July, I not only saved several hundred dollars, I also had an amazing time.
On my second trip to Europe in 2016 I had a budget in mind. It was a quick week-long trip, but I wanted to keep it under $2000. I was going to Krakow, Poland for a day, jumping over to Kyiv, Ukraine for four days, and then back home. The flights from Canada to Poland, Poland to Ukraine, and Ukraine to Canada chewed up about $1500 of my budget, so that left me with $500 for food, accommodations, expenses and tours.
I knew I couldn't stay in a nice hotel in either city with that budget, so I went with an Airbnb in Krakow, and a hostel in Kyiv. My Airbnb was $38.80 a night (plus 10%) and my hostel was about $12 a night. In total, my two nights in Krakow and four nights in Kyiv only cost me less than $155. That left me with $345 for everything else I needed to do, which was a pretty good deal!
Although I was able to stay under budget on that trip, it's actually something very difficult to do when going to Europe. If you're looking for more affordable travel, you'll want to look to South America or Asia. Once you get somewhere like that, it's very affordable to travel throughout it. In fact, a lot of bloggers (and Boombers) move to Asia for that very reason. According to Expatistan.com, the cost of living in Seoul, South Korea is 1% lower than living in Regina, Saskatchewan. 1% doesn't seem like very much, but Seoul has a population of 9.6 million people, while Regina has a population of 250,000. (In comparrison, it is 16% more expensive to live in Vancouver than it is to live in Regina.)
If you're looking for a more drastic change, you'll want to look at Denpasar, the capital of Bali, which is where a lot of "digital nomads" go to live. The cost of living in this beautiful island resort is 66% cheaper than living in Regina. Rent in an "expensive" neighbourhood is less than $620 a month, while rent for a basement suite in Regina is over $1000. I don't know about you, but I sure wish I had an extra $380 a month!
One of my big travel inspirations, Ashlyn George over at Lost Girl's Guide to Finding the World, even says in her article How I Afford to Travel the World, that she doesn't even got to Europe because she can't afford it. She has been to every continent on the planet, so if she's saying there's cheaper options, there's definitely cheaper options.
4. Know When to Go
Booking a trip can be tricky. Should I book now, or should I book next week? Sometimes flights sell out fast and you have to pay more because you hesitated, or sometimes flights open up over night (but that almost never happens).
A word of advice, if you're looking to go to Europe, book three to six months in advance. Seats to Europe are constant and happen year-round. They aren't looking to sell out the planes because they're always going to be full. If you wait until the last minute to buy tickets, your paying last-minute prices. On the flip side, if you're going somewhere warm for the winter, your best bet is to book a week or two weeks in advance. Planes going south want to be full since their season of travel is shorter. Airlines drop their prices as the date approaches as an incentive for people to hop aboard. There's no reason why you couldn't be in Cancun for a week long, all-inclusive stay for less than $1000 in February. You can't do that during the peak travel times to Europe.
5. Get A Second Job
Now, this is an obvious one. If you work more, you should make more money. But, that doesn't always happen. Some people already work two or three jobs and are barely making by. Telling people to get another job doesn't solve any problems. Instead, the extra stress and fatigue caused by working more can only make matters worse.
If you're looking to work and save money for a second job, instead of working for another business or restaurant, you should try working for yourself. I make a living freelance writing and coding. Some people sell jewelry, shampoo, hand crafted wood sculptures, or offer piano lessons. Some people create video, animations, logos or music. Some people make a living off websites like Fiverr, or Airbnb or even YouTube or Twitch.
I know dozens of people who work at one job, and then go home and work at another. Their main job is to keep the lights on, but the second job – the fun job – is what makes life worth living. In fact, most of the wealthiest people on the planet work multiple jobs, and they don't work for other people. You could work for a restaurant for $12 an hour, or you could design their poster or manage their social media for $20 or $30 an hour. I know a guy who changes companies $75 an hour to make logos. He can do that because he's good at his job, and his clients know he's worth the cost. You're worth more than minimum wage, and if you're going to invest your free time into making more money, do it so that you're making money by doing something you love. Remember, if an employer hires you, they're making money, not the other way around.
6. Talk to Somebody Who Knows Money
Let's say you don't want to sell your book collection, and you don't want to dig under couch cushions for money, and you don't want to go to a second world country for your vacation, and you don't want to work a second job. Maybe you just want the money you have now to go further tomorrow. If that's the case, then you'll want to talk to a financial adviser. They are professionals at taking extra money, investing it and turning it into something more. It could be to help you buy a house, a car, a pair of plane tickets or even invest in your future.
This isn't a get rich quick scheme. It isn't about investing $100 in Bitcoin and withdrawing $40,000 six months later. This is a long-term investment. If you put $25 of each paycheque every two weeks into a 10% interest account, in a year you will have about $715.
It's also good to talk to financial advisors about how to manage money that you have in your pocket right now. What's eating up most of your money? Is it food, is it rent? Can you downsize? Is there somewhere cheaper you can shop? Walmart is a lot cheaper than Sobeys, and shopping at one or the other could save you hundreds of dollars. Myself, I go through cereal like a mad man, and I buy my cereal at Shoppers because they're open late and I'm never organized enough to get to Walmart before it closes. If I bought cereal at Walmart, I would probably save $25 - $50 a month just on that.
This article focuses on staying where you live and travelling the world from there, but there are plenty of other jobs where you can travel the world and make money, like working on a cruise ship, joining international work programs, teaching English aboard, etc. Was there anything else you'd like to see on this list? Do you have any advice for people who are trying to make some extra income? Tell me about it in the comments below!
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And, as always, a big thank you to my sweetheart Jessica Nuttall for proof reading a countless number of my articles. I couldn't do any of this without you. I love you.
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Nestled between the impressive Mount Royal and the majestic St. Lawrence River is Montreal, a city known for its festivals, abstract art, history and mosaic of countless cultures. Montreal is the second largest city in Canada, with a population floating around four million people. While the city is a dynamic mix of Canada's two primary cultures – French and English – there are areas of the city that are culturally specific, such as Little Italy, Greektown and Chinatown. Known for its artistic and liberal mindedness, Montreal also boasts the largest community of homosexuals in North America in their very own "Gay Village".
Being nearly 375 years old, Montreal was pivotal to the creation of New France and Canada and at a time held control over every waterway from the St. Lawrence down to the Gulf of Mexico. Having such incredible influence over the western part of the New World, Montreal hosted the "Great Peace of Montreal" in 1701, which started sixteen years of peace between the French and over 40 different First Nation tribes in North America.
Since its early days, Montreal has been one of the most influential cities in Canada. Montreal housed "internment camps" during World War I, became an ideal location for Americans looking for alcohol during Prohibition, and was the official residence of the Luxembourg royal family during World War II. Montreal held host to the incredible Expo 67, showcasing some of the most incredible architecture of that decade. The seventies saw serious political reformation in Montreal, with many Americans arriving, fleeing the Vietnam Draft. The late seventies paralyzed the city as a terrorist organization, the Front de libération du Québec, detonated explosives throughout the city and kidnapped and killed political figures. These actions forced the Prime Minster to enact the "War Measures Act" and deploy the military into the city to apprehend the terrorists. The eighties and nineties saw two referendums in the province of Quebec to separate from Canada, with Montreal playing a major role in both decisions. The last referendum in 1995 ended with 51% percent of Quebecers wanting to remain part of Canada and 49% wanting to separate.
If you follow my blog, you know I love history. History is what makes us who we are today. It defines our accomplishments and highlights our failures. Most importantly, it helps us move forward as a society.
A lot of my focus is Saskatchewan's history, but there's plenty of amazing history to be told in our neighbour province of Alberta too. From First Nations culture, through to early pioneers, the oil boom and the legacy the province today, there is always something to learn about when visiting Alberta.
Last week Ford Canada flew my sister Krystal and I out to Prince Edward Island to take part in their Cross-Canada #FordEcoSport Tour. We were only the fifth of fifteen groups that will take part in the tour, so be sure to follow the hashtag to see what everybody is getting up to as well.
Our section of the tour was probably one of the longest in the program, as we had to drive from Charlottetown, Prince Edward Island to Saint John, New Brunswick, then to Rivière-du-Loup, Quebec and ending in Quebec City. The whole distance is about 1,020 kilometres, which is about 10 hours of driving, assuming we didn't stop to see anything along the way.